Car Talk

Our speaker on Thursday was Dawn Morrison, whose company, KAR-MA, will take care of your car for you. She'll also help you buy a new one, and her talk provided some tips for prospective car buyers doing it on their own.
The end of the month is the best time to shop at car dealers, she said, and "Everything is negotiable. Just ask." Don't fall in love with a car -- and if you do, don't let the dealer know. "Be willing to walk away from the deal."
Your bank may have a better loan rate than the dealer, and privately selling your old car may make you more money. "Gap insurance" is worth it. And "Make sure you like the car" -- test drive it.

In other business, our member Paul Phillips attended his last meeting for a few weeks because he is leading a local delegation on a mission trip to Uganda, to which we donated $500 earlier this year.